February 2018

What is a “Free Look ” period?

You have 10 days from the time you receive the policy to return it to the insurance company for a …

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What is a contestable period of a life insurance policy?

During the first two years, the insurance company can challenge a death claim based on health history of insured. Insurers …

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What is the NAIC (National Association of Insurance Comissoners)?

The NAIC is made up of all of the insurance regulators in the United States and its’ territories.  It’s role …

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Can I carryover my Illinois ethics classroom credits?

No, Illinois does not allow carryovers for classroom ethics.  It does allow up to 12 credit hours over to the …

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