This course focuses on the different types of insurance products: Fixed, Equity Index and Variable. Common features of index products are reviewed in detail. It exams the annuity contract provisions in detail as well as common features of each type of annuities. In addition, it identifies and covers index strategies and issues. Course examines advantages and disadvantage of annuities. Other products covered include fixed index life, traditional permanent life plans, and variable life. Suitability and practices are covered in detail as well as topics of special interest to seniors and new developments in index products.
This course meets the continuing education mandates for Iowa to sell index products.