National Insurance Association of Commissioners (NAIC) adopted a new Annuity Suitability & Best Interest required Continuing Education of 4 hours on this topic before a producer can sell annuities. There a number of additions to the prior Model Law. It requires more disclosure, more supervision by insurers, and host of other changes. This is a required 4 Hour course to sell annuities in any state where you are licensed. Reporting fees are included in the price.