Medicare Advantage Commissions

Question: I am no longer selling Medicare Advantage plans, can I receive my renewal commissions without doing the training? Answer: According to Medicare regulations, you must complete the annual training and score 90% or better on the final examination in order to continue getting renewals commissions.

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Tom Ripperda appointed to IL Continuing Education Advisory Council

Pursuant to 215 ILCS 5/431.3, Tom Ripperda, our training director, has been appointed to a 3-year term on the Continuing Education Advisory Council. as announced by Illinois Director of Insurance, Dana Popish Severinghaus. Mr. Ripperda has over 52 years of insurance experience with the last 24 years as our training director and prior to that

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Why Should I Consider Being An Independent Insurance Agent?

Upside Easy Entry into the career. Companies offer training before you start offering insurance services and products.  State laws require licensing.  In some states, like Illinois, require in person or webinar training for a set number of hours. Strong Earning Potential: Your income is based on your ability to develop relationship with insurance buyers.  The

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Are Health Sharing Arrangement an Alternative to Traditional Health Insurance?

At Least 1.7M Americans Use Health Sharing Arrangements, Despite Lack of Protections  byline: Markian Hawryluk , June 14, 2023  Reprinted with permission A new report has provided the first national count of Americans who rely on health care sharing plans — arrangements through which people agree to pay one another’s medical bills — and the

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I just got licensed for life insurance and want to sell annuities, is there special training required?

YES, there is.  Listed below are the Illinois requirements: An insurance producer who engages in the sale of annuity products shall complete a one-time four- hour credit training course approved by the Department and provided by a Department-approved education provider. 2) Insurance producers who hold a life insurance line of authority after July 31, 2023

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I completed the Annuity Suitability in 2015, do I need to do the new training?

Yes, you will have to complete a 1-hour webinar course to updated you on the changes under new regulation or 2. complete a new 4-hour course covering the new disclosure requirements.   We have both on our website.  

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Annuity Suitability & Best Interest Training in Illinois

.  An insurance producer who completed an annuity training course approved by the Department before August 1, 2023 shall, by February 1, 2024, complete either: A) A new four-credit training course approved by the Department that covers the required topics of subsection (b)(4); or B) An additional one-time one-credit training course approved by the Department

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No Surprise Medical Bill -New Federal Law

As of January 1, 2022, consumers have new billing protections when getting emergency care, non-emergency care from out-of-network providers at in-network facilities, and air ambulance services from out-of-network providers. Through new rules aimed to protect consumers, excessive out-of-pocket costs are restricted, and emergency services must continue to be covered without any prior authorization, and regardless

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