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What are the coverage limits under the state guaranty fund in case an life insurer files for bankruptcy?

alabama, Annuity Producers, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Life Producers, Louisanna, Mississippi, Missouri, North Carolina, South Dakota, Uncategorized, Virigina, West Virginia, Wisconsin, Wyoming / newadventureweb

Each state sets the amount of coverage provided by their guaranty association and the amounts differs from state to state. The majority of the states followed the lead of specified in the National Association of Insurance Commissioners’ (NAIC) Life and Health Insurance Guaranty Association Model Law: $300,000 in life insurance death benefits $100,000 in net cash surrender or withdrawal values for […]

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Annuity Suitability Training

alabama, Annuity Producers, Annuity Training, Colorado, Education, General, Idaho, Illinois, index annuities, Indiana, Kansas, Life Producers, Louisanna, Missouri, North Carolina, Required Training, South Dakota, Virigina, West Virginia, Wisconsin, Wyoming / newadventureweb

Under the National Association of Insurance Commissioners (NAIC) Model Laws on Annuity Suitability, there are two training requirements. First, insurers are required to train their producers on their products. It mandates insurers properly supervise their producers and check on the suitability of the product to meet the needs of the client. Insurers are also required

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